CGL for a Contractor

Read the scenario and propose your solution.

Client Scenario

A small general contractor specializes in home renovations. A client has filed a lawsuit alleging that one of the contractor's employees accidentally caused significant water damage to their home. Which part of the Commercial General Liability (CGL) policy would respond, and what are the key "your work" and "care, custody, or control" exclusions to consider?

Your Recommendation

Based on the scenario, outline your recommendation. Explain your reasoning clearly.