Group Plan for a Small Business
Read the scenario and propose your solution.
Client Scenario
A tech startup with 15 employees wants to offer health insurance to attract and retain talent. Their budget is limited. What type of group plan (e.g., fully insured vs. self-funded, HMO vs. PPO) would you recommend, and what factors should they consider?
Your Recommendation
Based on the scenario, outline your recommendation. Explain your reasoning clearly.