Medicare vs. Marketplace for a Retiree

Read the scenario and propose your solution.

Client Scenario

A 64-year-old is retiring next year before she turns 65. She is currently on her employer's group health plan. She needs to decide whether to enroll in Medicare as soon as she is eligible or to purchase a plan from the ACA Marketplace. What are the pros and cons of each path?

Your Recommendation

Based on the scenario, outline your recommendation. Explain your reasoning clearly.